You’ve Been Injured in an Auto Accident, Now What?
Now you are a brave accident survivor. This has made you tougher, but now what should you do? You may be thinking about hiring a lawyer for an car accident but you are not certain what their role is. You might think about taking the case on by yourself. Let’s now to make clear the parties, their roles, and the claims process.
You should make certain what your insurance policy says. While you should already know this we all know that sometimes we do not pay as close attention as we should. If you were not the one at fault then you will also be interested in the individual at fault’s insurance guidelines as well.
Let’s talk about terms:
1. Insured: The insured is the direct customer of the insurance agreement or the policyholder.
2. Damages: What will be paid out if there happens to be a loss?
3. Claimant: This is the individual that claims against the individual that is insured. These people do not have direct contact with the insurance company they have coverage when the insured is the one that is liable for a loss.
4. Claim: This is where the claimant gets to tell the damages that the claimant or the insured has incurred.
What Happens First?
To begin with, the insurance company will be given notification of the filed claim and there will be a researcher assigned to the case. The researcher has the responsibility is finding any loophole that will let the insurance company pay you as little as they possibly can.
Auto Accident Lawyer
Now you are wondering where your lawyer’s place would be. The lawyer will try to obtain an out of court settlement that will be enough to cover your expenses and obtain any punitive damages that might be accessible to you. They will have an entire list of damages that you might be able to get paid for in the settlement. They will also deal with any questions from the insurance company and if it comes down to going to court then they are going to put up a good fight for you. You should make certain to search online for a car accident lawyer that is not going to cost you anything up front. They are called no win no fee lawyers and will only take a small fee out if you acquire your auto accident